Capital One is the eighth-largest bank in the United States measured by assets. The bank is headquartered in Tysons Corner, Virginia, and operates 963 retail banking branches and over 2,000 ATMs. Ten of Capital One’s branches are cafe-style branches called Capital One 360. The company was created in 1994 when Signet Financial (which was later purchased by Wells Fargo) spun off its credit card division, which at the time was called OakStone Financial. The company was quickly renamed Capital One and became fully independent in 1995. Capital One was initially exclusively a credit card and consumer loan provider, but in 2005 it began to add retail banking to its list of services by purchasing Hibernia National Bank and North Fork Bancorporation. The bank acquired ING Direct in 2007, and absorbed the U.S. credit card arm of HSBC in 2012. Capital One is a Fortune 500 company, and operates branches in New York, New Jersey, Maryland, Virginia, Louisiana, and Texas. Capital One is one of the top five customers of the U.S. Postal Service.