First Niagara is a regional banking corporation founded in 1870 under the name Farmers and Mechanics’ Savings Bank. The bank is headquartered in Buffalo, New York with assets amounting to over $37.1 billion. First Niagara is a subsidiary of First Niagara Financial Group. This is the 44th largest bank in the US. The bank has a network of 390 branches across Pennsylvania, Ney York, Massachusetts and Connecticut.